Click here to view and download the 2026 Pre-65 Employee Benefits Guide.

Click here to view and download the 2026 Post-65 Employee Benefits Guide.

The Internal Revenue Service (IRS) has updated its regulations regarding the distribution of Form 1095‑C. Employers are no longer required to mail paper copies of the form to employees.​

Click here​ ​for instructions on how to obtain Form 1095-C. 

 Pre-65 and Post-65 Health Insurance Opt-Out and Comeback Election